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Master's

MSc Inclusive Payments and Mobile-Money Operations (Online)

African Future University

African Future University

Master's

MSc Inclusive Payments and Mobile-Money Operations (Online)

African Future University

African Future University (online)

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Tuition

Free (online)

Degree

M.Sc.

Delivery

Full-time · Online

Duration

2 years (18 mo)

Language & requirements

Taught in: English, French

Tuition fees

  • INTERNATIONALFree (online)

About African Future University

Fully online African digital university with French and English pathways.

Overview

This tuition-free online MSc at African Future University is for people who already live inside agent networks, float shortages, and customer disputes on USSD and low-end smartphones. You will analyse inclusive payments as operations: liquidity at the last mile, KYC that rural IDs cannot satisfy, and complaint handling when the call centre is in another language. English and French assessment options match West and Central African regulatory files. The degree does not authorise you to issue e-money or to call yourself a licensed bank. Digital and rural cases are required because urban super-app demos hide the actual constraint set. Capstones use anonymised transaction or agent-performance extracts, not a pitch deck for a fictional unicorn.

Delivered fully online with live seminars, recorded lectures, and tutor support.

**Award:** African Future University **Credits:** 36 | **Typical duration:** 2 years (18 months)

Course structure

4 terms · 16 modules · 36 credits

Module 1: Agent networks and float

  • AFU521·USSD, Super-Apps, and Low-End Handsets
    3 credits
  • AFU522·Agent Economics, Overcharging, and Liquidity
    3 credits
  • AFU523·Rural Identity, KYC, and Exclusion
    3 credits
  • AFU524·Women Agents and Safety as Operations Data
    3 credits

Module 2: Risk and disputes

  • AFU525·Fraud Typologies without Glamourising Crime
    3 credits
  • AFU526·Reversals, Time Limits, and Call-Centre Language
    3 credits
  • AFU527·Interoperability as Settlement, Not a Slogan
    3 credits
  • AFU528·Operational Resilience when Power and SIM Registration Fail
    3 credits

Module 3: Policy interfaces

  • AFU529·Central-Bank Circulars as Texts, Not Licences
    3 credits
  • AFU530·EN/FR Payments Administration Documents
    3 credits
  • AFU531·Cross-Border Remittance Friction (AfCFTA-era Cases)
    3 credits
  • AFU532·Ethics of Data, Nudges, and Over-Indebtedness
    3 credits

Module 4: Capstone

  • AFU533·Payments Research Methods and Anonymised Ledgers
    3 credits
  • AFU534·Writing for Operations and Compliance Desks
    3 credits
  • AFU535·Agent Cluster Diagnosis
    3 credits
  • AFU536·Capstone: Inclusive Payments Operations File
    3 credits

Learning outcomes

  • Apply discipline-specific theory to complex professional problems
  • Design and execute research or applied projects to postgraduate standard
  • Communicate findings clearly to academic and industry audiences
  • Demonstrate ethical, inclusive practice in global workplaces
Apply at African Future University →University website

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